What Is Covered Under Motorcycle Insurance?

Motorcycle insurance is essential for providing financial protection against accidents and incidents involving your bike. Understanding what is covered under a typical motorcycle insurance policy can help you make informed decisions and ensure you have the proper protection.

Types of Coverage

Motorcycle insurance typically includes the following options:

• Liability coverage—This is the most basic form of motorcycle insurance and is required in most states. It can cover bodily injury and property damage you may cause to others in an accident. This includes medical expenses, lost wages and repair costs for the other party’s vehicle or property.

• Collision coverage—This type of coverage can pay for damage to your motorcycle resulting from a collision with another vehicle or object, regardless of who is at fault. It may help cover repair or replacement costs for your bike.

• Comprehensive coverage—This can cover damage to your motorcycle caused by events other than collisions, such as theft, vandalism, fire or natural disasters.

• Uninsured/underinsured motorist coverage—This coverage can help cover accident-related medical bills if you’re involved in an accident with an at-fault driver who doesn’t have insurance or whose insurance is insufficient to cover those costs.

• Medical payments coverage—This coverage may help pay for medical expenses for you and your passengers in the event of an accident, regardless of who is at fault.

Why Choose Action Plus Insurance?

At Action Plus Insurance, we understand the unique needs of motorcycle riders in Oklahoma City. Our policies are designed to offer the best protection for you and your bike. With competitive rates, outstanding customer service and a strong commitment to your safety, we’re your trusted partner on the road. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.